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Trusted By Clients Operating In
Fiat Currency And Cryptocurrency
Across Complex Sectors

Clients span a wide range of sectors, united by a single requirement – banking that handles fiat currency and cryptocurrency equally.

Our Clients

Clients come from a wide range of sectors and jurisdictions, with the place of establishment rarely a barrier in itself. A presence has been built in six areas in particular, each carrying its own regulatory demands and its own settlement patterns: iGaming, Cryptocurrency Providers, Broker-Dealers, Affiliates, Financial Institutions and Natural Resources.

Approach:

Every relationship starts with understanding the business properly, from how volume is generated through to how funds move. Pricing is then set against that model, so fees do not become a drag on day-to-day operations.

Clients are shown exactly what the banking product provides before anything is signed, leaving no gap between what is expected and what is delivered. The standard onboarding process follows, and the bank account is opened.

Once live, clients are spoken with regularly to confirm the banking is performing as intended as the business develops. Where it suits the operation, further solutions are integrated into the client’s banking.

Global Reach:

Clients operate from Europe through to the Americas, Africa, the Middle East, Asia and Oceania, with their counterparties spread just as widely. Suppliers sitting in one region while customers sit in another is the normal shape of these businesses rather than the exception.

Tier One (1) banking built for operators running globally means transactions can be conducted in multiple fiat currencies and cryptocurrencies, so global operations keep moving and the jurisdiction on either side rarely becomes the deciding factor.

Companies are supported wherever they are established and licensed, where a licence applies, and wherever their counterparties are based.

Key Sectors We Support

iGAMING

The online gambling industry, covering casinos, sportsbooks, lotteries and live dealer games, together with the software providers, platforms and studios that supply them.

Cryptocurrency Providers

Businesses built around digital assets, such as exchanges, brokers, wallet providers and cryptocurrency processors, through which customers trade and transfer cryptocurrency.

Broker-Dealers

Businesses that buy and sell financial instruments for their clients or on their own account, including Contracts For Difference (CFD) and multi-asset brokers.

Affiliates

Marketing businesses that refer customers to operators, brokers and exchanges through comparison sites and content, earning on each referral.

Financial Institutions

Financial institutions, including banking institutions, Payment Service Providers (PSPs), Money Services Businesses (MSBs) and remittance providers.

Natural Resources

Companies that extract, refine and trade raw materials, from oil and gas producers and miners through to precious metals dealers and physical commodity traders.
iGAMING

Banking the operators and providers behind the industry, keeping deposits, supplier obligations and outgoing transactions connected across fiat currency and cryptocurrency on the same rails, so financial flows are uninterrupted across the entire operation.

iGaming – Who We Support:

Business-To-Consumer (B2C) Operators:

B2C operators include online casinos, sportsbooks, prediction markets, sweepstakes, lottery operators and esports operators. Most of the operators we support are licensed and operate under an offshore or onshore regulatory regime.

These operators handle player funds in both fiat currency and cryptocurrency, and need a dedicated bank account in their own name to receive game revenue and player deposits directly, if applicable. From their bank account, the operator holds and remits funds in line with its business operations, which include settling obligations to software providers, platform providers, game aggregators and affiliates, together with licence fees, corporate services and salaries. The typical flow of funds below sets out how these payments move.

Typical B2C Flow Of Funds:

Business-To-Business (B2B) Providers:

B2B providers include software providers, platform providers, game developers, game aggregators, odds and data feed providers and live casino studios. Many of the B2B providers we support are licensed to supply their services to B2C operators under an offshore or onshore regulatory regime.

B2B providers are paid by operators through invoices and revenue share in both fiat currency and cryptocurrency, and need a dedicated bank account in their own name to receive those payments. From their bank account, the B2B provider holds and remits funds in line with its business operations, which include settling obligations to developers, subcontractors and hosting providers, together with licence fees, corporate services and salaries.

Typical B2B Flow Of Funds:

iGaming – Banking For Operators And Providers Remains Challenging. We Fix That:

The Challenge:

  • Refused Or Closed Accounts: Many financial institutions refuse iGaming businesses at onboarding, and even licensed operators and providers may have accounts closed at short notice, often without explanation, which leaves them unable to receive or remit funds and forces them to rebuild banking relationships from the start.
  • Disconnected Providers: Operators and providers active in both fiat currency and cryptocurrency are often left with separate and disconnected providers for each, paying duplicated fees and facing difficulty in reconciling their financial operations across multiple accounts and currencies.
  • Uncompetitive Pricing: Banking providers that accept iGaming businesses often price for the sector rather than the client, with high account fees and transaction charges layered on top of Payment Service Provider (PSP) and cryptocurrency costs, eroding margins on every transfer.

How We Fix It:

  • Banking Built For iGaming: iGaming operators and providers are a core sector for our team, including those licensed under offshore regimes. Our team understands the flows behind the sector, and each client receives a dedicated multi-currency bank account in its own legal entity’s name, built to remain stable.
  • A Hybrid Of Fiat Currency And Cryptocurrency: Fiat currency and cryptocurrency run side by side in a hybrid model, with funds accepted in either, on-ramp and off-ramp conversion in whole or in part at the time you choose, and funds moved internally to and from our integrated cryptocurrency provider.
  • Transparent, Competitive Pricing: Fees are confirmed in writing before onboarding begins and reflect your business, expected volumes and currencies, not the sector’s reputation. Internal transfers between our bank accounts are instant and free, and funds are held in the currency they arrive in.

iGaming – Proven Experience Across Key Licensing Regimes:

Licensing Regimes:

Outlined below is a list of some of the key offshore iGaming licensing regimes we support and work with:

  • Curaçao Gaming Authority (CGA).
  • Anjouan Offshore Finance Authority (AOFA).
  • Malta Gaming Authority (MGA).
  • Nevis Online Gaming Authority (NOGA).
  • Tobique Gaming Commission (TGC).
  • Tuvalu Gaming Authority (TGA).
  • Kahnawake Gaming Commission (KGC).
  • Isle Of Man (IOM) Gambling Supervision Commission (GSC).
  • Gibraltar Gambling Commissioner (GGC).
  • Alderney Gambling Control Commission (AGCC).

iGaming – Start The Process And Become A Client:

CONTACT OUR TEAMREGISTER

Speak to our team today about banking your iGaming related business, or register now and begin the onboarding process.

Cryptocurrency Providers

The use of cryptocurrency is rapidly increasing across the world, though cryptocurrency providers still need financial infrastructure that matches the speed of digital assets, particularly those serving customers in markets deemed ‘high-risk’. Our banking infrastructure sits on both sides of the on-ramp / off-ramp process, supporting transaction flows in either direction.

Who We Support:

Cryptocurrency providers include exchanges, on-ramp and off-ramp providers, Over-The-Counter (OTC) desks and cryptocurrency processing providers. Most hold a Virtual Asset Service Provider (VASP) or Crypto-Asset Service Provider (CASP) registration, a Financial Transactions And Reports Analysis Centre Of Canada (FINTRAC) Money Services Business (MSB) registration, or a comparable one.

Cryptocurrency providers handle customer funds in both fiat currency and cryptocurrency, and need a dedicated bank account in their own name to receive customer deposits and fund withdrawals directly. Their bank account(s) sit on both sides of the process, receiving fiat currency from customers moving into cryptocurrency, and remitting fiat currency to customers following the off-ramp execution.

Typical Flow Of Funds:

Cryptocurrency Providers – Challenges Cryptocurrency Providers Face And How We Fix It:

The Challenge:

  • Limited Banking Appetite: Few financial institutions support cryptocurrency businesses, and fewer still support a provider holding client funds. Where those clients operate in industries deemed ‘high-risk’, providers need a banking relationship able to understand and manage those flows.
  • Settlement Speed And Timing: Cryptocurrency markets operate around the clock, while traditional banking runs on cut-off times and correspondent banks. Customer deposits and withdrawals in fiat currency are often delayed or returned, slowing the on-ramp and off-ramp process.
  • Withdrawals At Volume: Cryptocurrency providers process large numbers of customer withdrawals in fiat currency every day, often outside banking hours. Most financial institutions require each transfer to be instructed and approved individually, with daily limits and manual checks that build backlogs and keep customers waiting.

How We Fix It:

  • The Right Banking Relationship: Our appetite for cryptocurrency providers is strong, including those serving sectors deemed ‘high-risk’, such as iGaming. Our team understands the flows, the markets and the pace they move at, and each cryptocurrency provider receives a dedicated multi-currency bank account in its own name.
  • Faster Settlement: Single Euro Payments Area (SEPA) Instant Credit Transfer (EUR) executed 24/7/365, together with instant and free internal transfers between our bank accounts, allows customer deposits and withdrawals in fiat currency to move without delay, in line with cryptocurrency markets.
  • Batch Transfers And Application Programming Interface (API) Access: Batch transfer functionality and API access allow customer withdrawals in fiat currency to be instructed in a single file or directly from the provider’s own systems, so they are released together at volume rather than one at a time.

Cryptocurrency Providers – Proven Experience Across Key Licensing Regimes:

Licensing Regimes:

Outlined below is a list of some of the key cryptocurrency licensing and regulatory regimes we support and work with:

  • Markets In Crypto-Assets (MiCA) Authorised CASPs.
  • FINTRAC (MSB).
  • Gibraltar Financial Services Commission (GFSC).
  • British Virgin Islands Financial Services Commission (BVI FSC).
  • Cayman Islands Monetary Authority (CIMA).
  • Bermuda Monetary Authority (BMA).
  • Securities Commission Of The Bahamas (SCB).
  • Financial Services Authority (FSA) (Republic Of Seychelles).
  • Superintendencia General de Entidades Financieras (SUGEF).
  • Financial Services Commission (FSC) (Republic Of Mauritius).

Cryptocurrency Providers – Start The Process And Become A Client:

CONTACT OUR TEAMREGISTER

Speak to our team today about banking your cryptocurrency related business, or register now and begin the onboarding process.

Broker-Dealers

Few sectors move as quickly or react as sharply as the financial markets, and a broker-dealer absorbs that pressure on behalf of everyone trading through it. Funds have to be in place the moment a position demands them, and the banking infrastructure behind that has to accommodate deposits and withdrawals as quickly as the investor or trader expects when entering a position, particularly through volatile periods. This leaves no room at all for settlement delays.

Who We Support:

Broker-dealers include Foreign Exchange (FX) and Contract For Difference (CFD) brokers, multi-asset brokers, liquidity providers and proprietary trading companies. Many hold a licence under an offshore or onshore regime, while others operate under a legal opinion, serving retail and professional traders across multiple countries/jurisdictions.

Broker-dealers hold client funds and liquidity across multiple currencies, and need a dedicated bank account in their own name to receive client deposits, fund withdrawals and settle with liquidity providers, with client funds held apart from operating funds. Transfers must move quickly and in volume, as client withdrawals and margin calls cannot wait for the next business day, in any currency and across every time zone.

Typical Flow Of Funds:

Broker-Dealers – Markets Move In Seconds, Banking Has To Keep Up. That Is Why We Exist.

The Challenge:

  • Refused Or Closed Accounts: Many financial institutions decline broker-dealers outright, particularly those licensed offshore or operating under a legal opinion, and existing accounts can be closed at short notice, leaving client funds stranded and liquidity providers unpaid.
  • Segregation Of Client Funds: Client funds must be held apart from operating funds and liquidity, yet many financial institutions only offer a single bank account, making safeguarding, segregation and reporting across multiple currencies difficult to evidence to auditors and regulators during each review.
  • Slow Multi-Currency Payments: Client deposits and withdrawals arrive in many currencies, and transactions routed through correspondent banks are often delayed or returned, with high fees on each transfer and no visibility over when funds will arrive with the client.

How We Fix It:

  • Banking Built For Broker-Dealers: Broker-dealers are a core sector for our team, including those licensed offshore or operating under a legal opinion. Each receives a dedicated multi-currency bank account in its own legal entity’s name, with ongoing relationship management so the account remains stable as the business grows.
  • Separate International Bank Account Numbers (IBANs) For Each Flow: Unlimited IBANs allow client funds, operating funds and liquidity flows to each sit in an IBAN of their own, with 20 currencies held in individual wallets beneath each IBAN, giving auditors and regulators a clear and consistent record of segregation.
  • Faster Multi-Currency Transfers: Client deposits and withdrawals are held and sent in the currency they arrive in, across 20 currencies, with Single Euro Payments Area (SEPA) Instant Credit Transfer (EUR) executed 24/7/365 and instant, free internal transfers between our bank accounts, all visible through our online banking platform.

Broker-Dealers – Proven Experience Across Key Licensing Regimes:

Licensing Regimes:

Outlined below is a list of some of the key broker-dealer licensing and regulatory regimes we support and work with:

  • Cyprus Securities And Exchange Commission (CySEC).
  • Financial Services Commission (FSC) (Republic Of Mauritius).
  • Financial Services Authority (FSA) (Republic Of Seychelles).
  • Anjouan Offshore Finance Authority (AOFA).
  • Mwali International Services Authority (MISA).
  • British Virgin Islands Financial Services Commission (BVI FSC).
  • Vanuatu Financial Services Commission (VFSC).
  • Financial Sector Conduct Authority (FSCA).
  • Labuan Financial Services Authority (Labuan FSA).
  • Broker-Dealers Operating Under A Legal Opinion.

Broker-Dealers – Start The Process And Become A Client:

CONTACT OUR TEAMREGISTER

Speak to our team today about banking your broker-dealer business, or register now and begin the onboarding process.

Affiliates

Affiliates sit between the operators they promote and the audiences they deliver, earning on the value of the customers they introduce over time. Making sure funds reach them on time, and reach their own partners just as quickly, is what matters when working with these financial flows.

Who We Support:

Affiliates include Search Engine Optimisation (SEO) and content affiliates, social media and streaming affiliates, comparison sites, sub-affiliate networks and media buyers, promoting operators across multiple sectors to the audiences they reach across multiple countries/jurisdictions.

Affiliates receive earnings from the operators they promote through revenue share, Cost Per Acquisition (CPA), hybrid deals and tenancy fees, in both fiat currency and cryptocurrency, from many brands in several currencies each month. From their bank account, affiliates hold and remit funds in line with their business operations, which include transfers to sub-affiliates, media buying, content and influencers, technology providers and salaries.

Typical Flow Of Funds:

Affiliates – The Banking Hurdles In Receiving And Moving Earnings, And How We Help Overcome Them:

The Challenge:

  • Mass Transfers To Partners: Affiliates regularly pay sub-affiliates, media partners, influencers and content providers across many countries/jurisdictions. Instructing each transfer individually is slow, costly and difficult to track when many transactions fall due at the same time each month.
  • Receiving Funds From ‘High-Risk’ Sectors: Earnings arrive from operators in sectors such as iGaming, cryptocurrency and trading, which many banking providers treat as ‘high-risk’ by association. Incoming transfers are held for review, questioned or returned, even where the affiliate is fully documented.
  • A Hybrid Of Fiat Currency And Cryptocurrency: Earnings are settled in both fiat currency and cryptocurrency, often by the same operator. Holding the two with separate providers means funds sit apart, conversion runs through third parties, and moving between them adds cost and delay.

How We Fix It:

  • Batch Transfers And Application Programming Interface (API) Access: Batch transfer functionality and API access allow large volumes of outgoing transfers to be instructed in a single file or integrated directly into the affiliate’s own systems, so they are released together rather than one at a time.
  • Built For The Sectors Affiliates Serve: Affiliates promoting operators in iGaming, cryptocurrency and trading are a deliberate focus, so incoming earnings from those sectors are expected rather than questioned, with each affiliate’s operators and flows reviewed at onboarding.
  • Fiat Currency And Cryptocurrency Together: Cryptocurrency is received into wallets held with our integrated Virtual Asset Service Provider (VASP) / Crypto-Asset Service Provider (CASP), converted when the affiliate chooses, and moved internally into their multi-currency bank account.

Affiliates – Start The Process And Become A Client:

CONTACT OUR TEAMREGISTER

Speak to our team today about banking your affiliate business, or register now and begin the onboarding process.

Financial Institutions

Financial institutions carry obligations on behalf of their own customers every day, and every one of those obligations depends on the infrastructure underneath. That infrastructure has been narrowing for years, as correspondent relationships are withdrawn with little notice and fewer providers remain willing to carry cross-border settlement for the corridors involved. Occupying it is the reason this sector holds such importance to the business.

Who We Support:

Financial institutions include payment institutions, Payment Service Providers (PSPs), Money Services Businesses (MSBs), and foreign exchange (FX) and remittance providers, serving their own business and individual customers across onshore and offshore countries/jurisdictions worldwide.

Financial institutions receive and send client funds on behalf of their underlying customers across multiple currencies. Incoming transfers are received into the financial institution’s bank account and allocated to each underlying customer’s balance, ready for the underlying customer to use, transfer or withdraw whenever they choose, while outgoing transfers are executed on the underlying customer’s behalf in the currency each transaction requires.

Typical Flow Of Funds:

Financial Institutions – Moving Client Funds At Scale Remains Difficult. Here Is How We Solve It:

The Challenge:

  • Mass Transfers At Scale: Financial institutions send large volumes of outgoing transfers to beneficiaries across many countries/jurisdictions at once. Instructing each transfer individually is slow, costly and difficult to track, particularly when many pay-outs to underlying customers fall due at the same time.
  • Access To Key Transaction Rails: Many payment institutions and Money Services Businesses (MSBs) cannot connect directly to the transaction rails their customers rely on. Losing access, or being limited to a handful of currencies and corridors, cuts them off from the routes their underlying customers need.
  • Settlement Windows That Don’t Match Customer Expectations: Underlying customers expect funds to move when they instruct them, yet bank cut-off times, weekend gaps and multi-day correspondent settlement hold transfers back, leaving the financial institution answering to its customers for delays outside its control.

How We Fix It:

  • Batch Transfers And Application Programming Interface (API) Access: Batch transfer functionality and API access allow large volumes of outgoing transfers to be instructed in a single file or integrated directly into the financial institution’s own systems, so they are released together rather than one at a time.
  • Access To Key Transaction Rails: Transfers are sent on the transaction rails applicable to each currency from the financial institution’s own bank account with Daw Global, with 20 currencies held in individual wallets under that bank account to reach the corridors its underlying customers need.
  • 24/7/365 Availability And Scheduled Transfers: The online banking platform can be accessed 24/7/365, with transfers scheduled in advance so they are released on time. Single Euro Payments Area (SEPA) Instant Credit Transfer (EUR) transfers are executed 24/7/365 days a year.

Financial Institutions – Proven Experience Across Licensing Regimes Worldwide:

Licensing Regimes:

Financial institutions licensed in onshore and offshore countries/jurisdictions worldwide are supported, with no single licensing regime treated as a prerequisite. Authorisations can vary in their scope and in the obligations attached to them, and each client is assessed on the permissions actually held rather than on the regulatory authority that granted them, including the activities, currencies and types of customer each licence covers.

Those permissions sit across Europe, North America, Latin America and the Caribbean, Africa, the Middle East, Asia and Oceania, including the offshore countries and jurisdictions many financial institutions in the sector are licensed in. The licensing regimes involved run from full banking authorisations through to money services registrations, and the number of them extends well beyond anything a list could usefully capture, so each is reviewed individually rather than measured against a fixed list of approved regulators.

Financial Institutions – Start The Process And Become A Client:

CONTACT OUR TEAMREGISTER

Speak to our team today about banking your financial institution, or register now and begin the onboarding process.

Natural Resources

The movement of physical commodities and the delivery of large-scale projects, from mines to wind farms, depend on the financial flows behind them. The value attached to each cargo and each project milestone passes through the bank accounts held by natural resource companies. Our financial infrastructure and transactional rails ensure that value settles without delay, allowing goods and projects alike to proceed on schedule.

Who We Support:

Natural resource companies include mining and exploration companies, oil and gas producers, energy and infrastructure project developers, precious metals refiners and dealers, physical commodity traders, and agricultural and timber exporters.

Natural resource companies receive funds from counterparties purchasing their output and from the investors and lenders financing projects under development. From their bank account, the company holds and remits funds in line with its business operations, which include settling obligations to contractors, equipment suppliers, and logistics and inspection providers, together with insurance, fuel and consumables, salaries, and repayments to the lenders financing their projects.

Typical Flow Of Funds:

Natural Resources – Cargoes And Projects Can’t Wait On Slow Settlement. We Fix That:

The Challenge:

  • Multi-Currency Capabilities: Output is often sold in one currency while suppliers, contractors and host-country obligations fall due in others, leaving companies exposed to foreign exchange (FX) movement at every step, and to the cost of converting through intermediary banks.
  • Complex Countries And Jurisdictions: Some buyers, suppliers and project sites sit in countries and jurisdictions many financial institutions decline on sight rather than on assessment, leaving funds delayed, returned or refused outright, even where the trade itself is fully documented and every counterparty has been verified.
  • Banking Stability: Bank accounts can be withdrawn for reasons that have nothing to do with the company holding them, as financial institutions reduce their exposure to the sector as a whole, often at short notice and partway through a project or contract, leaving obligations to suppliers and contractors unmet.

How We Fix It:

  • Direct Multi-Currency Settlement: A single bank account holds multiple fiat currencies, so funds are received in the currency of sale and remitted in the currency each obligation falls due in. Conversion is handled directly rather than through a chain of intermediary banks, removing the margin added at every stage.
  • Assessment Over Assumption: Each transaction is assessed on the documentation behind it and the counterparties involved, rather than on the country/jurisdiction attached to it. Corridors other financial institutions have stepped back from are supported directly, with compliance review carried out in advance.
  • A Permanent Position In The Sector: The sector is a deliberate focus rather than an exception tolerated until appetite shifts, so exposure to it is not withdrawn at short notice. The profile agreed at onboarding is revisited as the business develops, with any change in activity reviewed with the client in advance.

Natural Resources – Start The Process And Become A Client:

CONTACT OUR TEAMREGISTER

Speak to our team today about banking your natural resource company, or register now and begin the onboarding process.

Get started

Become a client and open a multi-currency bank account built for your sector.

Our team will take you through the process of becoming a client, from onboarding through our online Know Your Customer (KYC) platform to the opening of your multi-currency bank account. Find out how our services support your sector, along with pricing and our regulatory model, so you have a clear view before you begin.

Start The Process:

Speak to our team to discuss your sector, your requirements and pricing, or register directly through our online banking platform if you are ready to become a client.

CONTACT OUR TEAMREGISTER